Zero Interest Loan for Disaster Relief

Gettysburg Borough Seal


Zero Interest Revolving Loan Program for Disaster Relief Overview

A financial program to assist small businesses in the Borough of Gettysburg to reopen after the Covid19 emergency declaration and shutdown.

About This Program

The Revolving Loan Program is a commercial revitalization program funded from the Pennsylvania Department of Community and Economic Development (DCED). Through the program, the Borough of Gettysburg offers zero percent interest loans to small businesses in the amount of $3,000 to aid with costs associated with reopening the business after a period of being required to shut down due to the Covid19  emergency declaration.


  • Must be a small business that was fully shut down during the pandemic.
  • Business offices must be physically located within the boundaries of the Borough of Gettysburg.
  • If the business is a property owner, Real Estate Taxes must not be delinquent.
  • Borrower must provide 2 trade references to demonstrate ability to repay the loan. Applications will be approved on a first-come, first served basis. If the borrower is an entity such as a corporation or partnership, a personal guaranty is required of all owners of the entity.
  • The Council of the Borough of Gettysburg reserves the right to change the terms of this program at any time.
  • The program will run until September 30th, 2020 or until all available funds have been exhausted.

Intended Uses

  • Overhead costs – rent, utilities, etc.
  • Payroll expenses
  • Inventory or other goods for sale

Please note, this program is not intended for capital purchases, building repairs, signage, or other items of this nature.


  • The loan amount is $3,000 per business. Two or more businesses operating within one property may apply for up to $3,000 each.
  • Maximum loan repayment term is 3 years .    There will be a zero percent interest rate for the entire 36-month term. No payments will be required during the initial 12-month period. A monthly payment of $125 per month will be made for the final 24 months of the term of the loan. A statement showing the balance due and any payments made will be issued at the end of month 12 and at the end of month 24.
  • There will be no penalty for pre-payment.

Please click here to apply